We believe you should have as much peace of mind as possible. You will enjoy many exclusive savings, discounts, and benefits on new and pre-owned vehicles, refinancing, insurance, and service contracts.

Our members save an average of $5,000 annually through our program.

Free Peace of Mind Benefits

Choose between one of our unprecedented protective Peace of Mind Benefits:

The Lifetime Powertrain Limited Warranty covers costly engine and transmission repairs when mechanical breakdowns occur, which can save you thousands of dollars over the vehicle’s life. Estimated repair costs* for Transmission $4,475 and Engine at $6,442. *Costs vary by vehicle make, model, and repair facility repair rates.

The Hardship Protection Plan covers your monthly car loan payments for up to 90 days or negative equity up to $5,000 if life knocks you off your feet.

Fair Market Pricing

Pre-negotiated, low, and fair pricing with our trusted dealers ensures you get the right price for your next purchase.

Union Member Advocate

Our personal member advocates walk you through the entire auto-buying process with concierge-level service, taking on the legwork to find your next vehicle.

Network of Dealers

Search our vast inventory of new and pre-owned vehicles online from the comfort of your home. Our trusted, handpicked dealers are ready to offer our members the full benefits of the program with our pre-negotiated pricing.

Auto Insurance

Helping our members compare quotes and buy insurance online and over the phone. We offer access to the 30 top-rated insurance carriers, which save our members an average of $504 a year*!

*Results of a national survey of new Answer Financial customers reporting insurance savings in 2020.


Every dollar counts. You can easily apply for auto refinancing on your current vehicle with NO CREDIT IMPACT. Our members have reduced their rates up to 6.08% with our competitive refinancing rates, averaging $89 in monthly savings!

Vehicle Service Contract

Member care and car care go hand-in-hand. Enjoy the freedom of a monthly comprehensive repair coverage without the long-term contract, saving our members up to 44%.

Life Insurance

Have you worried about long-term care but feared you couldn’t afford it? Now, exclusively for our union members and their families, we are working with A-plus rated carriers such as PacLife, SBLI, and Trans America to provide you with affordable long-term care insurance with guaranteed pricing.